High street retailer offering vast product range and an inhouse Store Card with a choice of 3 designs, cardholder discounts and a reward scheme giving Premier Points on every purchase.
I have had many many things on my Argos store card over the last 4 years especially on the buy now pay later options, as long as you pay before the due date your ok, if you don't then you get the interest added that would have been added over that period of time, you have to complete the whole total owing otherwise you still get charged the whole amount of interest! We learnt to our cost with that the first time, but otherwise it is a pretty good card to have and so useful around Christmas time etc. Just a pity you cannot view your account online as phone calls cost with business numbers etc.
leo
on 24 October 2009
They have closed my account because i didnt use it for a
year, even though the expiry date on the card itself had
not passed the date. What a waste of time. I phoned up
and they said i need to re-apply.
Paddy
on 29 September 2009
Not very good. I need to be able to see how much credit I have :<
chandragumar
on 22 September 2009
we need new argos card
julie
on 29 August 2009
rubbish, can never check balance unless you ring up and wait for ages
jenny
on 20 August 2009
very useful but would be better if we can see our transactions online
oluwafeyi
on 15 August 2009
i apply for argos card, and was given less than what i apply for,for the fact that am renovating my kithchen, and all what i purshaed is buy now pay 6months. i will appreciate if my credit can go up a bit so that i can buy my electirc coooker, washing machine,blender and kettle.THANKS
Anonymous
on 3 August 2009
I find the argos card excellent and have never had any problems. Shame about not being able to check online for balances but a quick phone call to argos card services sorts that out.If you are clever you will only buy good on buy now pay later as I do and pay the full balance the month its due. On the few occasions they have charged me extra, it was refunded with a quick call.
For the people who say its exepnsive to pay back - sorry to be blunt but if you can't afford it don't buy it, simple as that.
Michelle
on 28 July 2009
Fab, especially when you got no cash and need to buy something expensive, providing you got the available credit on it too. If you pay a big chunk off your balance before November you'll be ready to buy again just in time for christmas. Only downfall is you cannot view your transactions or balances online. I have to literate to my paper statements which i mostly shred, so now file the top page so i can view at any time. Apart from that Brill.
CAROL
on 27 July 2009
I WOULD LIKE A CARD SO I CAN GET WHN I NEED SUMTHING
Wilko
on 19 July 2009
I likee the card for its buy now pay later option on purchases over a certain amount. However, again and again, watch out for the incredibly high interest rate. Pay it all off before the the interest free time runs out or you will be left with a hefty bill.
angelo
on 15 June 2009
if the case is to get gharged12.50 £ for 100£ cause you missed a payment , you are better of with a credit card with a lower rate !!!
toseland
on 15 June 2009
Try getting in touch with a real person
Marcia
on 6 June 2009
I live the Argos Card but the only problem with it is you can't get to check your balance and it's frustrating when you go to buy something and it ends up being declined especially when it's an item that you really need
Kat
on 27 May 2009
I completely understand with Samatha Had exactly the same problem and had to result to 'kid' like advisors with no real interest. The APR is massive the late fee is stupid and it's hard work paying if off every month because of the huge interest when it's sold to you as hassel free and easy...my a$rs!! All for unsturdy flat pack carboard (with gaps) and everything else is plastic when it doesn't look or say that it is...that's what you get for going to Argos!
samantha
on 10 May 2009
Not impressed not had statement for over 2 months just had phone call to say in arrears and found out am being charged £12.56 p.m. on my buy now pay later, which is how the arrears have occurred, not from my non payment but from charges put on my account without my knowledge or say so. So my buy now pay later that is interest free for 9 months is actually being
charged £12.56 p.m. Am about to pay the whole lot off 3 months early then will cut up card and get rid. Customer services were no help and just kept blaming Royal Mail for lack of statement
marc
on 9 April 2009
fantastic very useful only one prob is that u cant see your details on line
mandy
on 1 April 2009
i live this card but i think they should set up a website that you can check ur
account balance apart from that its fab
Nattasha Grainger
on 2 February 2009
it looks very good
Becky
on 2 November 2008
i think its really bad my boyfriend got one of these and it kept declining each
time we tried to use it to say its supposed to be easy i think its the hardest
shop we have ever tried to do
james wheable
on 23 April 2008
I work for argos and the one thing that isnt pointed out enough is the
massive interest rate - 27.9% apr! Watch out if you get a buy now pay later
deal because if you dont pay off all of the balance before the end of the
interest free period you get hit with all the interest for your purchase all at
once. I agree with tracy though, it is a very helpful card when you don't have
enough money and you can get pretty much anything you need from argos.
tracy
on 17 April 2008
Brilliant, Very handy little card to help you when you need something but cant
quite afford it. I always try to spend a little more and get an interest free
period- but ALWAYS pay before interest is added. Also good that your credit
limit isn't put up them-you have to request it. I love my Argos Card.