Barclaycard Platinum with Cashback

4% cashback on all spend (up to £15 per month) until the 30th September 2008. 0.5% cashback (up to £30 per month) until 1st January 2010. 6 months free Gadget Insurance. 16.9% Typical APR variable. 0% interest on balance transfers for 12 months from opening your account (2.5% handling fee applies).